#What to wear driving uber in dallas drivers#
#What to wear driving uber in dallas driver#

#What to wear driving uber in dallas driver#

The two main reasons for this were because either they were not aware that they needed it or they were aware but they did not feel like they could afford it based on how much it would increase their insurance premiums in light of the low driver pay in the rideshare industry.

#What to wear driving uber in dallas drivers#

However, a survey we did recently showed that for a variety of reasons, more than half of all Uber drivers do not have the necessary rideshare rider on their policy. If he has this rider, and he was at fault for the accident, then his personal insurance company should cover any damages you are due.

An Uber driver’s personal insurance policy only covers accidents he is involved in while driving for Uber if he has what is called a “rideshare rider,” that is, an addendum to his regular insurance policy that adds coverage for those times when he is driving for Uber. Uber’s insurance is called “contingent liability” insurance because its use is contingent upon a claim being filed with the driver’s primary insurance first and only if that insurance denies the claim will Uber’s insurance kick in.īut here’s where it gets a little complicated. Uber mandates that all its drivers have and maintain this coverage, and they will deactivate any driver who does not have this coverage. Uber drivers are independent contractors who are primarily covered by their own personal auto insurance policy. Understanding the web of legal relationshipsĪs an Uber rider, if you are involved in an accident that causes you any kind of injury, you will be covered, but by whom will depend on the specifics of your case. They have a place on the app where at the end of your trip you can report accidents. In addition to this, if the accident occurred while you were an Uber passenger, you will definitely want to report it to Uber through the Uber app if there was anything more than minor damage involved, and certainly if you or anyone else was injured. You will need this to establish and substantiate any claim you may have. But if an accident involves an Uber driver, you’ll definitely want to call the police and have them write up a report. Many states have laws that require you to alert the police of any car accident that causes bodily injury or any accident that causes more than minor property damage.

You may, if the driver has all the proper insurance, end up going through his insurance company for the entire process and never have any contact with Uber’s insurance. Chances are you may need to contact his insurance company before Uber’s insurance will kick in. If he tells you Uber covers it so you don’t need his information, then you’ll have to either work it out with him or get the police to force him to provide the information when they arrive. You will also need to get your driver’s insurance information. Also get close-up shots as well as shots taken from a distance large enough to show the whole scene. Get photos of all the vehicles involved and take as many as you can, from every possible angle. You should take pictures and video of the scene.

You’ll of course want to get the names and contact info, as well as the insurance details for everyone involved. With those basics out of the way, you can then worry about taking care of the accident situation. If they’re not, then call 911 for them.Įven if nobody was injured, you'll probably still want to call the police. If you’re OK physically, check with everyone else involved and make sure they’re OK. If not, call 911 immediately and request medical attention.

If you’ve been involved in an accident with an Uber driver, whether as a pedestrian, as the other driver or as a passenger, you should do what you would do in any other accident situation. A good understanding of how Uber’s insurance works will help you be more efficient and effective in handling the accident and getting fairly compensated for it.īut first … What to do right after an Uber accident Call 911 if there's an injury As such, it’s a good idea to have a basic awareness of the legal and insurance issues that will affect you if you’re ever injured in an accident with an Uber driver - either as a passenger or a pedestrian, bystander or other driver. With more than a million Uber drivers on American roads every day, there are accidents involving Uber drivers pretty much every hour of every day.